Fast2test์ ์ธ์ง๋๋ ๊ณ ๊ฐ๋๊ป์ ์์ํ๋๊ฒ๋ณด๋ค ํจ์ฌ ๋์ต๋๋ค.๋ง์ ๋ถ๋ค์ดFast2test์ ๋คํ๊ณต๋ถ๊ฐ์ด๋๋ก IT์๊ฒฉ์ฆ ์ทจ๋์ ๊ฟ์ ์ด๋ฃจ์์ต๋๋ค. Fast2test์์ ์ถ์ํ CSI์ธ์ฆ CSC1๋คํ๋ IT์ธ์ฌ๋ค์ด ์๊ฒฉ์ฆ ์ทจ๋์ ํ๋ํ ๊ธธ์์ ์์ด์๋ ์๋ ์ค์ํ ์กด์ฌ์ ๋๋ค. Fast2test์ CSI์ธ์ฆ CSC1๋คํ๋ฅผ ํ๋ฒ ๋ฏฟ๊ณ ๊ฐ๋ณด์ธ์.์ํ๋ถํฉ๊ฒฉ์ ๋คํ๋น์ฉ์ ํ๋ถํด๋๋ฆฌ๋ ๋ฐ์ ธ๋ด์ผ ๋ณธ์ ์๋๊ฒ ์ต๋๊น?
CSI CSC1 ๋คํ๋ ๊ณ ๊ฐ๋์CSI CSC1์ํํจ์ค์๋ง์ ์ ์ผ ๊ฐ๊น์ด ์ํ๋๋น์๋ฃ์ ๋๋ค. ๋ง์ ์๋ฃ์ ๋ฆฌ ํ์์์ด Fast2test์์ ์ ๊ณตํด๋๋ฆฌ๋ ๊น๋ํCSI CSC1๋คํ๋ง ์์ผ๋ฉด ์๊ฒฉ์ฆ์ ์ ๋ฐ ์ทจ๋ํ๊ฒ๊ณผ ๊ฐ์ต๋๋ค. CSI CSC1 ๋คํ๋ฅผ ๋ค์ด๋ฐ์ ์ด๊ณตํ์ธ์.
>> CSC1์ ํจํ ์ต์ ๋ฒ์ ๋คํ <<
CSI์ธ์ฆCSC1์ํ์ ์ํ์ฌ ์ต๊ณ ์ ์ ํ์ด ํ์ํฉ๋๋ค. Fast2test ์ ํ์ผ๋ก ์ข์ ์ฑ์ ๋ ์ป๊ณ ํ๋ฉด์ ์ ํฌ ์ ํ์ ํํํ์ง ์์๊ฒ๋๋ค.๋์ ์ ๊ฒ ๋ค๊ณ ํจ๊ณผ๋ ์์ฃผ ์ข์ต๋๋ค.์ฐ๋ฆฌFast2test์ฌ๋ฌ๋ถ์ ์์๋ถ๋น์ ๋ง์ ๋์์ด ๋ ๋ฟ๋ง์๋๋ผCSI์ธ์ฆCSC1์ํ์ ๋ ์ผ๋ ๋ฌด๋ฃ ์ ๋ฐ์ดํธ์๋น์ค๋ฅผ ์ ๊ณตํฉ๋๋ค.์์ ๋์ ํฌ์ํ๊ณ ์ด๋ ๊ฒ ์ข์ ์ฑ๊ณผ๋ ์์ฃผ ๋ฐ๋์งํ๋ค๊ณ ๋ด ๋๋ค.
์ง๋ฌธ # 21
Which trend affecting the financialservices industry has resulted inthe significant use ETFs?
์ ๋ต๏ผB
์ค๋ช
๏ผ
Defined contribution (DC) plans have driven the demand for cost-effective, diversified, and easily tradeable investment products like exchange-traded funds (ETFs). Unlike defined benefit plans, where the employer guarantees payouts, DC plans place the responsibility for investment decisions and risks on individuals, who increasingly opt for ETFs for their low costs and broad market exposure.
* A. The rise of financial technology companies: While fintech has contributed to the growth of investment products, it is not a primary driver of ETF usage.
* C. The emergence of cryptocurrency: Cryptocurrencies are separate financial products and are not directly tied to the use of ETFs.
* D. The popularity of robo-advisors: Robo-advisors use ETFs extensively, but this is a result of their popularity rather than a cause of ETF growth.
์ง๋ฌธ # 22
What is a Key assumption ofthe expectations theory?
์ ๋ต๏ผD
์ค๋ช
๏ผ
The expectations theory assumes that the yield on a long-term bond reflects the expected future short-term interest rates. According to this theory, investors are indifferent to holding a single long-term bond or a series of short-term bonds that collectively match the duration of the long-term bond, as the total interest earned should be the same.
Study Document References:
* Volume 1, Chapter 7:Term Structure of Interest Rates and Yield Curve Theories, including the expectations theory and its assumptions.
์ง๋ฌธ # 23
Brice purchased a $10.000 real return bond. The bond has a 10-year term to maturity and an annual coupon of
5% paid semi-annually. If the Consumer Price index increases by 0.8% over the next six months, what is the amount of Brice's first coupon payment?
์ ๋ต๏ผA
์ค๋ช
๏ผ
To calculate the first coupon payment for Brice's real return bond, we follow these steps:
Step 1: Determine the adjusted principal.
The bond is a real return bond, meaning its principal is adjusted for inflation based on the Consumer Price Index (CPI). The initial principal is$10,000, and CPI increases by0.8%over six months.
Step 2: Calculate the semi-annual coupon payment.
The coupon rate is5% annual, paid semi-annually, so each coupon payment is based on half the annual rate:
A white paper with black text Description automatically generated
Conclusion:
The first coupon payment Brice will receive is$252.
References:
* Canadian Securities Course (CSC), Volume 1, Chapter 6: Fixed-Income Securities - Features and Types. Discussion on real return bonds and their adjustment mechanism for inflation.
* Canadian Securities Course (CSC), Volume 1, Chapter 7: Fixed-Income Securities - Pricing and Trading. Calculation methodologies for bond payments.
์ง๋ฌธ # 24
How do high interest rates affect the economy?
์ ๋ต๏ผA
์ค๋ช
๏ผ
High interest rates increase the cost of borrowing for businesses and consumers. For businesses, higher borrowing costs mean that financing for capital projects, expansions, or operational improvements becomes more expensive. This often leads to a reduction in investment activity, ultimately slowing economic growth.
For consumers, higher rates reduce disposable income and spending, indirectly affecting businesses by reducing demand for goods and services.
์ง๋ฌธ # 25
What tern describes the requirementof registrants to collectextensive personal and financial Information from individuals before making an investment recommendation?
์ ๋ต๏ผD
์ค๋ช
๏ผ
TheKnow Your Client (KYC) rulerequires registrants to gather detailed personal and financial information from clients before providing investment advice or making recommendations. This ensures that investment recommendations align with the client's financial goals, risk tolerance, and circumstances.
* This obligation is critical for ensuring suitability in investment products and maintaining regulatory compliance.
* Suitability rule (A)refers to matching investments to a client's needs but comes after gathering KYC information.
* Gatekeeper obligations (C)focus on preventing illegal activities like money laundering.
* Fiduciary duty (D)applies to acting in the best interest of the client but is broader in scope.
References:Volume 1, Chapter 3 ("Know Your Client Rule").
์ง๋ฌธ # 26
......
Fast2test๋CSI์ธ์ฆCSC1์ํ์ ๋ํ์ฌ ๊ฐ์ด๋๋ฅผ ํด์ค ์ ์๋ ์ฌ์ดํธ์ ๋๋ค. Fast2test๋ ์ฌ๋ฌ๋ถ์ ์ ์ ์ง์์ ์ ๊ทธ๋ ์ด๋์์ผ์ค ์ ์๊ณ ๋ํ ํ๋ฒ์CSI์ธ์ฆCSC1์ํ์ ํจ์คํ๋๋ก ๋์์ฃผ๋ ์ฌ์ดํธ์ ๋๋ค. Fast2test์ ๊ณตํ๋ ์๋ฃ๋ค์ ๋ชจ๋ it์ ๊ณ์ ๋ฌธ๊ฐ๋ค์ด ์์ ์ ์ง์๊ณผ ๋์์์ ๊ฒฝํ๋ฑ์ผ๋ก ๋ง๋ค์ด๋ธ ํผํํธ ์๋ฃ๋ค์ ๋๋ค. ํ์ง์ ์ ํ๋ ๋ชจ๋ ๋ณด์ฅ๋๋ ๋ฌธ์ ์ง์ ๋๋ค.CSI์ธ์ฆCSC1์ํ์ ์ฌ๋ฌ๋ถ์ด it์ง์์ ํ์ธต ์ ํ ์ ์๋ ์ํ์ด๋ฉฐ ์ฐ๋ฆฌ ๋ํ ์ผ๋ ๋ฌด๋ฃ ์ ๋ฐ์ดํธ์๋น์ค๋ฅผ ์ ๊ณตํฉ๋๋ค.
CSC1์ ํจํ ๋คํ์๋ฃ: https://kr.fast2test.com/CSC1-premium-file.html
CSI CSC1๋คํ๋ง ๊ตฌ๋งคํ์ ๋ค๋ฉด ์๊ฒฉ์ฆ ์ทจ๋์ด ์ฌ์์ ธ ๊ณ ๊ฐ๋์ ๋ฐ์ ๋ฏธ๋๋ฅผ ์์ฝํ๊ฒ๊ณผ ๊ฐ์ต๋๋ค, CSC1์ํ๋ฌธ์ ๊ฐ ๋ณ๊ฒฝ๋๋ฉด CSC1๋คํ๋ ์ต์ ๋ฒ์ ์ผ๋ก ์ ๋ฐ์ดํธํ๋๋ก ์ต์ ์ ๋คํ๊ณ ์์ต๋๋ค, ์ํํ๋ฝ์ ๋คํ๊ตฌ๋งค์ผ๋ก๋ถํฐ 60์ผ๋ด์ ํ๋ถ์ ์ฒญํ์๋ฉด ๋คํ๋น์ฉ ์ ์กํ๋ถ์ ์ฝ์ํด๋๋ฆฌ๊ธฐ์ ์์ฌํ์๊ณ ๊ตฌ๋งคํ์ ๋ ๋ฉ๋๋ค.์ ๋ขฐ๊ฐ ์๊ธฐ์ง ์๋๋ค๋ฉด Fast2test CSC1 ๊ตฌ๋งค์ฌ์ดํธ์์ ๋ฌด๋ฃ์ํ์ ๋ค์ด๋ฐ์๋ณด์ธ์, ๋คํ๊ตฌ๋งคํ ์๋๊ฐ ๋์ง ์๋๋ค๋ฉด ์ฐ์ ์ฌ์ดํธ์์ ๋ฌด๋ฃ์ํ์ ๋ค์ด๋ก๋ํ์ฌ CSC1๋คํ์ ์ผ๋ถ๋ถ ๋ฌธ์ ๋ฅผ ์ฒดํํด๋ณด์๋ฉด ๋ฉ๋๋ค, Fast2test CSC1์ ํจํ ๋คํ์๋ฃ๋ ์ฌ๋ฌ๋ถ์ ํธ๋ฆฌ๋ฅผ ๋๋ฆด ์ ์์ต๋๋ค.
์ด ๊ทธ๋ฆผ์ ์ฃผ์ธ์ ์ฒ์๋ถํฐ ์๋ค์๋ค, ๋ด๊ฐ ํด์ผ๋ง ํ๋ ์ผ์ ํ๋ ค๊ณ ํด์, CSI CSC1๋คํ๋ง ๊ตฌ๋งคํ์ ๋ค๋ฉด ์๊ฒฉ์ฆ ์ทจ๋์ด ์ฌ์์ ธ ๊ณ ๊ฐ๋์ ๋ฐ์ ๋ฏธ๋๋ฅผ ์์ฝํ๊ฒ๊ณผ ๊ฐ์ต๋๋ค, CSC1์ํ๋ฌธ์ ๊ฐ ๋ณ๊ฒฝ๋๋ฉด CSC1๋คํ๋ ์ต์ ๋ฒ์ ์ผ๋ก ์ ๋ฐ์ดํธํ๋๋ก ์ต์ ์ ๋คํ๊ณ ์์ต๋๋ค.
์ํํ๋ฝ์ ๋คํ๊ตฌ๋งค์ผ๋ก๋ถํฐ 60์ผ๋ด์ ํ๋ถ์ ์ฒญํ์๋ฉด ๋คํ๋น์ฉ ์ ์กํ๋ถ์ ์ฝ์ํด๋๋ฆฌ๊ธฐ์ ์์ฌํ์๊ณ ๊ตฌ๋งคํ์ ๋ ๋ฉ๋๋ค.์ ๋ขฐ๊ฐ ์๊ธฐ์ง ์๋๋ค๋ฉด Fast2test CSC1 ๊ตฌ๋งค์ฌ์ดํธ์์ ๋ฌด๋ฃ์ํ์ ๋ค์ด๋ฐ์๋ณด์ธ์.
๋คํ๊ตฌ๋งคํ ์๋๊ฐ ๋์ง ์๋๋ค๋ฉด ์ฐ์ ์ฌ์ดํธ์์ ๋ฌด๋ฃ์ํ์ ๋ค์ด๋ก๋ํ์ฌ CSC1๋คํ์ ์ผ๋ถ๋ถ ๋ฌธ์ ๋ฅผ ์ฒดํํด๋ณด์๋ฉด ๋ฉ๋๋ค, Fast2test๋ ์ฌ๋ฌ๋ถ์ ํธ๋ฆฌ๋ฅผ ๋๋ฆด ์ ์์ต๋๋ค.