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最新的 New Jersey Real Estate New-Jersey-Real-Estate-Salesperson 免費考試真題 (Q79-Q84):

問題 #79
Which of the following best describes the Housing for Older Persons Act?

A. It allows the awarding of monetary damages against those who believed that property designated as housing for older persons was exempt.
B. It allows grandparents with grandchildren to be exempt from the provisions of the Act.
C. It requires that at least 80% of occupied units have one person age 55 or older living there.
D. It requires that 55-and-older housing have significant facilities and services designed for seniors.

答案：C

解題說明：
The Housing for Older Persons Act (HOPA, 1995 amendment to the Fair Housing Act) provides exemption from familial status discrimination if:
At least 80% of units are occupied by at least one person 55 years of age or older.
The housing adheres to a policy of providing housing for older persons.
The requirement for "significant facilities and services" was removed by the 1995 Act.
Correct answer = B.
Reference: Housing for Older Persons Act of 1995; NJ Real Estate Salesperson Study Guide, Chapter on Fair Housing.

問題 #80
According to the New Jersey Real Estate Time Share Act, if a licensee is selling a timeshare located within the state of New Jersey, all of the following are true EXCEPT that the:

A. contract of sale must provide notice of a seven calendar day rescission period.
B. licensee must hold a timeshare sales license.
C. licensee must provide the buyer with a copy of the Public Offering Statement.
D. timeshare must be approved by the Real Estate Commission.

答案：B

解題說明：
Under the NJ Real Estate Time Share Act (N.J.S.A. 45:15-16.50 et seq.), timeshares sold in New Jersey must be registered with the NJ Real Estate Commission.
Buyers must be given a Public Offering Statement.
Buyers are entitled to a 7-calendar-day rescission period.
There is no separate "timeshare sales license" - a standard NJ real estate license is sufficient.
Thus, the false statement is A.
Reference: New Jersey Real Estate Time Share Act; NJ Real Estate Salesperson Study Guide, Chapter on Timeshares and Condominiums.

問題 #81
To avoid triggering full disclosure under TILA when advertising financing availability on a listed property, which of the following statements must a real estate licensee avoid using?

A. FHA and VA financing available
B. buy for less than $650 per month
C. assumable loan
D. owner willing to finance

答案：B

解題說明：
Under the Truth in Lending Act (Regulation Z), advertising is regulated to prevent misleading credit offers.
If an ad uses "triggering terms" (such as monthly payment amount, interest rate, down payment, or loan term), then full disclosure of all financing terms must be provided.
"Buy for less than $650 per month" is a triggering term because it specifies a monthly payment.
General terms like "assumable loan," "owner financing," or "FHA/VA available" are permissible without full disclosure.
Correct answer = D.
Reference: Truth in Lending Act (TILA), Regulation Z; NJ Real Estate Salesperson Study Guide, Chapter on Financing and Advertising Rules.

問題 #82
Two parcels of land priced at $2,100 per acre were purchased. One parcel was 5 acres in size, and the other was 1 square mile in size. How much should these two parcels have cost together?

A. $766,000
B. $914,760
C. $1,354,500
D. $1,060,500

答案：D

問題 #83
In commercial property leasing, listing agents should ensure that the owner complies with:

A. state and federal Fair Housing laws
B. their fiduciary responsibilities to the tenant
C. the Americans with Disabilities Act
D. market lease rates

答案：C

解題說明：
In commercial leasing, the Americans with Disabilities Act (ADA) applies.
The ADA requires that public accommodations and commercial facilities be accessible to persons with disabilities.
Fair Housing laws apply mainly to residential property, not commercial.
Fiduciary duties are owed by the agent to their client, not by an owner to tenants.
Market lease rates are economic factors, not legal requirements.
Correct answer = C.
Reference: Americans with Disabilities Act (ADA, 1990); NJ Real Estate Salesperson Study Guide, Chapter on Commercial Real Estate.

問題 #84
......

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受信任的New-Jersey-Real-Estate-Salesperson學習指南＆保證Real Estate New-Jersey-Real-Estate-Salesperson考試成功與有效的最新New-Jersey-Real-Estate-Salesperson題庫資訊

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最新的 New Jersey Real Estate New-Jersey-Real-Estate-Salesperson 免費考試真題 (Q79-Q84):

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